Sarah performed due diligence: No federal liens, no open bankruptcy. The house was structurally sound. She bid and won the certificate. The owner had moved to Florida and never responded. After 120 days (vacant property redemption period), Sarah filed for a tax deed. Total legal costs: $1,800. Total investment: $8,000. After $15,000 in repairs, she owns a $145,000 rental property free and clear.