The story follows Oscar Bonsetter (Howell), an ex-convict who, while in prison, befriends an elderly inmate named Mac. Before dying from mistreatment at the hands of a sadistic prison guard named Gully, Mac reveals the location of a hidden stash of money to Oscar, making him promise to seek revenge against Gully.

Reviews of the film generally highlight performance, with some viewers considering her the standout. Critics have described the film as a standard "B-movie" crime drama that utilizes common revenge and femme fatale tropes. Payback (1995) - Plot - IMDb

aesthetic of the 90s, the story is told through high-contrast visuals, a moody saxophone-heavy score, and a narrative that emphasizes suspense, betrayal, and the "femme fatale" archetype.

(Severance). The two begin a torrid affair while Oscar searches for a map to the hidden loot that Gully has kept as a trophy. Erotic Elements and Content The film is noted for several highly stylized sex scenes that define its "erotic thriller" label: The Kitchen Scene: